Woodland Park Mortgage Services

Highly Personal, Low-Stress Lending is here.

 
Buying a home or property is stressful enough. We’re committed to finding the perfect loan option for your situation – and eliminate unnecessary surprises every step of the way. You deserve attentive, uber-responsive service, and that’s how we do business with our Woodland Park Mortgage Services!

Woodland Park Mortgage Services

We can handle any type of mortgage situation and have been helping the good folks of Woodland Park with mortgages for over 50 years. From conventional mortgages to Jumbo and USDA Rural Developments loans – we can navigate any and every situation to get you the house, property, or land you seek.

Traditionally, mortgage lending often includes a few obstacles along the way. Our mortgage services team has a very high level of success in meeting clients’ needs in this area, and they will take the time to explain every step of the process and confidently lead you over every rock in the river.

And our commitment to your service doesn’t end when the papers are signed. There’s always work to do, and we’re here to help you in whatever capacity possible. We’ve seen the economy yo-yo over the years, and we have been there for our mortgage customers through every up and down market. Whatever the uncertainty, we pledge to help you navigate the waters and keep your investments as safe as possible.

At PSB&T, you’re not a loan number; you’re a community member, neighbor, or friend. Over 50 years ago, when we opened our first branch in Woodland Park, we committed to providing superior service to individuals and small businesses alike, and – overall – to make a difference in the community. Allowing and trusting us to help you with our Woodland Park Mortgage Services is a testament to our commitment, as your success is our success.

So how can we help you today?

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Woodland Park Mortgages Services - Apply / Application photo
Conventional Conforming
We offer competitive rates on conventional mortgages. We could do it spaceship style, but we have found that there always seem to be obstacles to knock down to get the desired outcome. We have a high level of success in meeting our customer’s needs, unless you have absolutely no income.
VA
Thank you for your service! We will work hard to maximize the benefit you earned serving our country
FHA
We offer this program and can navigate the process with you.
USDA Rural Development
We do live in an area where this is sometimes a great option and we will do the legwork to make the loan happen for you.
HECM (Reverse)
This product is not for everyone and if your circumstances make this product a good fit for you, we will make sure that you understand the mortgage and we will walk with you every step of the way.
Jumbo
Jumbo loans are common place in our communities and we can accommodate your needs.
Portfolio 5/30
In the event that an individual borrower cannot meet the requirements for a conventional or government mortgage, or are financing a home temporarily until additional assets become available, Park State Bank offers portfolio five-year loans with payments based on up to thirty-year amortizations. These 5/30 loans offer streamlined local underwriting and can bridge the gap for borrowers who find their situation or their property just shy of conventional approval requirements.
Bridge
We can be agile in helping you meet your needs especially when transitioning in to our communities.
Park State Bank and Trust is Regulated by the Colorado Division of Real Estate.

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