Personal Banking

Jack Galsterer
Loan Officer
NMLS# 2230404

Craig Spivey
Mortgage Lender
NMLS# 2035040

We take your trust in us personally.

  • For us, you are a face, not a number.
  • Your financial privacy and security are a top priority.
  • We support your family and community.
  • We offer competitive Construction Loans that protect you with our oversight.
  • Your individual needs and situation are considered by our team.
Checking Accounts
We have the checking accounts to meet your needs.  No fancy names, but tell us what features you desire and we will match them with the appropriate account.
Savings Accounts
We have savings accounts to meet your desire to save. Rest assured, rates will soon improve and give you a better return.
Certificates of Deposit
We have all the standard terms to match your funding needs timeline.
Online Banking
We offer a secure way for you to manage your accounts online and we utilize the industry/security required two factor authentication for your protection.
Online Bill Pay
We offer a no charge bill pay solution allowing you to control and manage your payments
Save a tree, save some money and access your account statements at your convenience.
Construction Loans
As a leader providing construction loans in the communities we serve, we take pride in offering competitive rates while offering a very efficient and effective process designed to work well for all parties involved. Our experience will make a difference in assisting you in getting your home built.
Land Loans
We know the communities we serve and are happy to work with you to acquire the lot or land you desire.  Whether you want a spot to pitch your tent, or you plan to build your dream home, we are ready to talk to you about all of the nuances of buying land.
Personal Loans
Personal means that we will personally work to help you meet your goals.
Auto, Truck, ATVs +
We stand ready to assist in your next vehicle purchase or to get that recreational vehicle you have been wanting.
Checking Reserve Loans
A simple application will give you access to a personal line of credit for use as a backup to your checking accounts.
This feature is currently in development. Soon you will receive your notices electronically.
Phone Banking
We continue to serve our community through phone banking for those who wish to use it.
ATM Cards
Available if you only desire to access your accounts at an ATM, or wish to fund an account for your student’s use.
Debit Cards
We have a debit card that is more secure than cash and more convenient than checks.
Safe Deposit Boxes
No robots yet to bring you your box, but we have many sizes available at a low cost to secure your valuables.
Night Drop
We are currently testing a night drop App and will announce availability shortly.
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